The Complete Guide to Creating Your First Budget
Learn the fundamentals of budgeting, including the popular 50/30/20 rule, tracking expenses, and building a system that actually works for your lifestyle.
Budgeting & Money Management
Master the fundamentals of managing your money
The 50/30/20 Budget Rule Explained Beginner
A simple framework for allocating your income: 50% needs, 30% wants, and 20% savings. Learn how to apply it to your situation.
Read guideHow Much Emergency Fund Do You Need? Guide
Calculate the right emergency fund size for your situation. Most experts recommend 3-6 months of expenses, but your number may differ.
Read guideTracking Expenses: Methods That Work Guide
Compare different expense tracking methods—from apps to spreadsheets to the envelope system—and find what fits your style.
Read guideHome Buying & Mortgages
Navigate the home buying process with confidence
How Much House Can I Afford? Calculator
Use the 28/36 rule and our calculator to determine a comfortable home price based on your income, debts, and down payment.
Calculate nowUnderstanding Mortgage Amortization Intermediate
Learn how mortgage payments are split between principal and interest over time, and how extra payments can save you thousands.
Read guideFirst-Time Homebuyer Checklist Guide
Everything you need to know before buying your first home—from credit scores to closing costs to inspection tips.
Read guideRetirement & Financial Independence
Plan for your future and explore early retirement
What Is FIRE? Calculate Your FIRE Number Calculator
Financial Independence, Retire Early explained. Learn the 4% rule, calculate your target number, and see how long until you can retire.
Calculate nowHow Much Do I Need to Retire? Guide
Estimate your retirement needs based on your age, income, savings rate, and expected retirement lifestyle.
Read guideThe Power of Compound Interest Beginner
Einstein called it the eighth wonder of the world. See how compound interest can turn small, consistent investments into wealth.
See the mathStudent Loans & Debt Payoff
Strategies for managing and eliminating debt
Student Loan Repayment Strategies Calculator
Compare repayment plans, see how extra payments reduce your payoff time, and explore forgiveness options.
Calculate nowDebt Snowball vs. Debt Avalanche Guide
Two popular debt payoff strategies compared. Learn which approach—smallest balance first or highest interest first—works for you.
Read guideShould I Pay Off Debt or Invest? Guide
The math behind one of personal finance's biggest debates. Learn when to prioritize debt payoff vs. investing for the future.
Read guideAuto Loans & Major Purchases
Make smart decisions on big-ticket items
How Much Car Can I Afford? Calculator
Use the 20/4/10 rule to determine an affordable car payment. Calculate monthly payments based on loan terms and interest rates.
Calculate nowNew vs. Used Car: The Real Cost Guide
Beyond the sticker price—compare depreciation, insurance, maintenance, and total cost of ownership over 5 years.
Read guideLeasing vs. Buying a Car Guide
When does leasing make financial sense? A breakdown of the true costs and benefits of each option.
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