Simple, powerful tools to help you make smarter financial decisions. No accounts, no fees—just straightforward planning.
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Estimate your 2026 take-home pay after federal taxes, FICA, state taxes, and pre-tax deductions.
Open ToolEstimate your 2025 federal tax refund using updated tax brackets, standard deductions, and tax credits.
Open ToolConvert between annual salary and hourly rate. See weekly, bi-weekly, and monthly breakdowns instantly.
Open Tool NewWhat hourly wage do you need to support your current expenses? Enter your spending and get your number after taxes.
Open Tool PopularCalculate your eligible 2025 tax deduction for overtime premium pay. Max $12,500 single, $25,000 joint.
Open Tool PopularSee exactly how much of your bonus you'll take home after federal withholding (22%), FICA, and state taxes.
Open ToolSee how much extra take-home pay you'll actually get from a salary increase after taxes. Know your real raise.
Open Tool NewSee how much you'll actually keep from lottery winnings after federal and state taxes. Compare lump sum vs annuity.
Open ToolFind out how much house you can afford based on your income, debts, and down payment.
Open ToolCalculate monthly payments, compare loan terms, and see how extra payments can save you money.
Open ToolView your complete mortgage payment schedule and see how extra payments reduce your loan term.
Open ToolCompare the true cost of renting versus buying. Find your break-even point and make an informed decision.
Open ToolProject your retirement savings with salary growth modeling, employer matching, and multiple market scenarios.
Open ToolSee how your money grows over time with compound interest. Visualize the power of consistent investing.
Open ToolCalculate how much you need to save each month to reach your financial goal on time.
Open ToolPlan your path to Financial Independence, Retire Early. Calculate your FIRE number and timeline.
Open ToolEstimate your retirement benefits at different claiming ages (62, 67, 70). Find the best time to claim.
Open Tool NewSee how inflation changes the value of your money over time. Compare purchasing power using historical CPI data.
Open ToolTrack your income and expenses, set savings goals, and visualize where your money goes each month.
Open ToolTrack your assets and liabilities to see your complete financial picture and measure progress over time.
Open ToolCalculate how much you need for your safety net and create a savings plan to reach your goal.
Open ToolCompare Avalanche vs Snowball methods, see your debt-free date, and create a personalized payoff plan.
Open ToolCalculate your monthly car payment, compare loan terms, and see the true cost of vehicle ownership.
Open ToolFind out how much car you can responsibly afford using the 20-10-4 rule. Calculate based on your income.
Open ToolCompare the true cost of leasing versus buying a vehicle. See total costs, monthly payments, and which saves more.
Open ToolCalculate monthly payments after graduation, compare repayment terms, and see your debt-to-income ratio.
Open ToolCalculate monthly payments, compare loan terms, and see total interest costs for any personal loan.
Open ToolManaging your money shouldn't require expensive software or a finance degree. Easy Budget Planners provides free, professional-grade financial calculators that anyone can use—whether you're a college student creating your first budget, a young professional planning for retirement, or a family trying to pay off debt faster.
Our tools are built by people who believe financial literacy should be accessible to everyone. We've stripped away the complexity and jargon to give you clear, actionable insights about your money. Every calculator runs entirely in your browser, which means your sensitive financial information never touches our servers.
Unlike other financial planning sites, we don't ask for your email, push premium subscriptions, or sell your data. Just bookmark us and use our tools whenever you need them—completely free, forever.
Start planning your financial future in three simple steps
Select the tool that matches your financial goal—retirement planning, budgeting, debt payoff, mortgage comparison, and more.
Input your financial details using our simple, guided interface. See results update instantly as you adjust the inputs.
Use the projections, charts, and insights to understand your options and take action toward your financial goals.
All calculations happen in your browser. We never collect or store your financial data.
See your projections update in real-time as you adjust the inputs. No waiting required.
Clean, intuitive interfaces designed to make financial planning accessible to everyone.
Everything you need to know about our financial planning tools
Yes, 100% free. We don't have premium tiers, paid upgrades, or hidden fees. All of our calculators are completely free to use, forever. We believe everyone deserves access to quality financial planning tools regardless of their income.
Absolutely. All calculations happen directly in your web browser—your data never leaves your device. We don't store, transmit, or have access to any numbers you enter. There's no account to hack because we don't collect your information in the first place.
No account required. Just open any calculator and start using it immediately. Some tools offer optional local storage to save your inputs for next time, but this data stays on your device and is never sent to us.
Our calculators use standard financial formulas and are designed for educational planning purposes. While they provide reliable estimates, actual results may vary based on market conditions, tax situations, and other factors. For major financial decisions, we recommend consulting with a qualified financial advisor.
Our tools are designed for anyone looking to take control of their finances: college students learning to budget, young professionals planning for retirement, families managing household expenses, people working to pay off debt, and anyone curious about their financial future.
Yes! All of our calculators are fully responsive and work great on smartphones, tablets, and desktop computers. The interface automatically adapts to your screen size for the best experience on any device.