Terms of Use

Last Updated: April 30, 2026

1. About these Terms

These Terms of Use ("Terms") are a legal agreement between you and Easy Budget Planners LLC ("Easy Budget Planners," "we," "our," or "us") governing your access to and use of easybudgetplanners.com and our free financial calculators and planning tools (together, the "Services"). By accessing or using the Services, you agree to these Terms. If you do not agree, please do not use the Services.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. By using the Services you represent that you meet this requirement and that the information you provide is accurate.

3. Free tools

Our free calculators are provided at no cost for personal, non-commercial use. You may use them as often as you like without creating an account. You understand and agree that:

• Results are estimates based on the information you provide.
• Actual financial outcomes may vary significantly.
• Our tools use simplified models and assumptions.
• Tax laws, interest rates, and other factors change over time.
• Results should not be the sole basis for any financial decision.

4. Accounts

Some private or invite-only tools may require an account. You are responsible for keeping your password confidential and for all activity that occurs under your account. Notify us at support@easybudgetplanners.com immediately if you suspect unauthorized access.

5. Paid plans and billing

Easy Budget Planners does not currently offer paid plans or subscriptions through the site. If that changes in the future, we will update these Terms before accepting payment.

6. Acceptable use

You agree not to:

• Use the Services for unlawful purposes or to violate anyone's rights;
• Reverse engineer, scrape, or attempt to extract source code or data from the Services;
• Resell or relicense the Services or any account access;
• Upload malicious code or attempt to disrupt the Services;
• Use the Services in a way that imposes an unreasonable load on our infrastructure.

We may suspend or terminate accounts that violate these rules.

7. Your data

You own the data you enter into the Services. If you use an account-based tool, we store that data on your behalf so the Services can work and sync across your devices.

You can export your account-based tool data at any time from the account menu:

• Export as JSON — full backup that can be re-imported later.
• Export as CSV — spreadsheet-friendly snapshot you can open in Excel, Google Sheets, or Numbers.

You can also delete your account and all associated data at any time, also from the account menu. Account deletion immediately removes your profile, dashboard data, and monthly snapshots from our servers. Deletion is permanent — please export a backup first if you might want your data later.

See our Privacy Policy for details on how data is handled and on additional GDPR/CCPA rights you have.

8. Intellectual property

All content on the Services — including text, graphics, logos, software, and the "Easy Budget Planners" name — is owned by Easy Budget Planners LLC or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose. You may not reproduce, distribute, modify, or create derivative works without our written permission.

9. No professional advice

Easy Budget Planners is not a financial advisor, tax professional, investment advisor, or legal counsel. Nothing on the Services is professional advice. The Services do not consider your personal circumstances and should not replace consultation with a qualified professional.

10. Service providers and third parties

We use third-party providers (including Stripe, Supabase, Netlify, Google Analytics, and Microsoft Clarity) to operate the Services. Your use of those providers' technology, where applicable, is also subject to their terms and privacy policies. We are not responsible for the practices of third-party websites linked from the Services.

11. Disclaimers

The Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be error-free, uninterrupted, secure, or that any particular result will be obtained.

12. Limitation of liability

To the fullest extent permitted by law, Easy Budget Planners LLC and its owners, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost revenue, lost data, or loss of goodwill, arising out of or in connection with your use of the Services, even if we have been advised of the possibility of such damages. Our total aggregate liability arising out of or in connection with the Services will not exceed the greater of (a) the amount you paid us in the 12 months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).

13. Indemnification

You agree to indemnify and hold harmless Easy Budget Planners LLC and its owners, officers, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising out of your misuse of the Services, your violation of these Terms, or your violation of any law or third-party right.

14. Termination

You may stop using the Services at any time. We may suspend or terminate your account if you violate these Terms, if required by law, or if we discontinue a feature. Sections 10–16 and 19–22 survive termination.

15. Modifications to the Services and these Terms

We may modify or discontinue any part of the Services at any time. We may also update these Terms; when we do, we will update the "Last Updated" date and, for material changes, give Pro subscribers reasonable advance notice by email. Your continued use of the Services after changes take effect constitutes acceptance of the new Terms.

16. Governing law and venue

These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws rules. The state and federal courts located in Harris County, Texas have exclusive jurisdiction over any disputes arising from or related to these Terms or the Services, and you consent to personal jurisdiction in those courts.

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be reformed to the minimum extent necessary to make it enforceable.

18. Entire agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Easy Budget Planners LLC regarding the Services and supersede any prior agreements.

19. Contact

Questions about these Terms? Email us at support@easybudgetplanners.com or write to:

Easy Budget Planners LLC
5900 Balcones Drive, Suite 100
Austin, TX 78731
United States