Free Financial Tools

Expert-designed calculators to help you make smart financial decisions. Plan your budget, pay off debt, and build wealth with our comprehensive suite of free tools.

6 Free Tools
500K+ Users
Expert Designed
Mobile Friendly
6
Financial Tools
2M+
Calculations Done
$847
Avg. Monthly Savings
Free
Always

Why Choose Our Financial Tools?

Designed by financial experts and used by hundreds of thousands of people to make better money decisions.

Expert Designed

Built with input from certified financial planners and based on proven methodologies

Instant Results

Get accurate calculations and personalized recommendations in seconds

Privacy Protected

Your financial data stays on your device. We don't store or share your information

Mobile Optimized

Use our tools anywhere, anytime - perfect for on-the-go financial planning

Choose Your Financial Tool

From basic budgeting to advanced retirement planning, we have the right calculator for your needs.

Most Popular 2 min

Emergency Fund Calculator

Calculate how much you should save for unexpected expenses based on your lifestyle and job stability.

250K+ uses
Beginner Friendly 1 min

50/30/20 Budget Calculator

Simple budget rule: 50% needs, 30% wants, 20% savings. Perfect for beginners to get started.

500K+ uses
High Impact 3 min

Debt Payoff Calculator

See how long it will take to pay off your credit cards and loans with different payment strategies.

180K+ uses
Long-term 4 min

Retirement Planner

Estimate how much you need to save for a comfortable retirement based on your goals and timeline.

320K+ uses
Home Buyers 3 min

Home Affordability Calculator

Find out how much house you can afford based on your income, expenses, and down payment.

150K+ uses
Wealth Building 2 min

Investment Growth Calculator

See how your investments could grow over time with compound interest and regular contributions.

200K+ uses

Need More Comprehensive Planning?

Our detailed budget planner gives you complete financial control with advanced tracking and analysis.

📊

Complete Budget Planner

Track every dollar, analyze spending patterns, and get personalized recommendations with our comprehensive budgeting tool.

Detailed Tracking
Every income & expense
Smart Insights
Personalized recommendations
Export & Share
Professional reports
Try Budget Planner

Real Results from Real People

See how our financial tools have helped thousands of people improve their financial lives.

⭐⭐⭐⭐⭐

"The emergency fund calculator was eye-opening! I had no idea I needed to save that much. Now I have 6 months of expenses saved and feel so much more secure."

SM
Sarah M.
Teacher, Austin TX
⭐⭐⭐⭐⭐

"Used the debt payoff calculator and realized I could save $3,000 in interest by paying just $50 extra per month. Debt-free in 2 years instead of 5!"

MR
Mike R.
Engineer, Seattle WA
⭐⭐⭐⭐⭐

"The retirement calculator showed I was way behind. Scary at first, but now I'm on track! Increased my 401k contribution and feel confident about my future."

JL
Jennifer L.
Nurse, Miami FL

Proven Results

Our users report significant improvements in their financial health

$847
Average Monthly Savings Increase
After using our calculators
94%
Feel More Confident
About their financial decisions
6 mos
Average Debt Reduction
Using our payoff strategies

Frequently Asked Questions

Quick answers to common questions about our financial calculators.

Are your calculators really free?

Yes! All our financial calculators are completely free to use, with no hidden fees, subscriptions, or limits. We believe everyone deserves access to quality financial planning tools.

Do you store my financial information?

No, we prioritize your privacy. All calculations happen on your device and we don't store any of your personal financial data. Your information stays completely private.

How accurate are the calculations?

Our calculators use industry-standard formulas and are designed by financial experts. However, they provide estimates and shouldn't replace personalized advice from a financial advisor.

Can I use these tools on my phone?

Absolutely! All our calculators are optimized for mobile devices and work perfectly on phones, tablets, and computers. Calculate on the go, anytime you need.

Do you provide financial advice?

We provide educational tools and general guidance, but not personalized financial advice. For specific investment, tax, or complex financial decisions, consult with a qualified financial advisor.

Ready to Take Control of Your Finances?

Join hundreds of thousands of people who've used our free tools to improve their financial lives. Start with any calculator above.

Try 50/30/20 Budget