Advanced Budget Planner

Professional-grade budgeting with drag-and-drop categories, auto-save, export options, and financial independence tracking.

Auto-Save
PDF & Excel Export
Drag & Drop
FI Tracking

Budget Management Tools

MONTHLY BUDGET BREAKDOWN

Category
Monthly
Annual
% of Income
Monthly Net Income
$151,200.00
100%
Annual Bonus (Optional)
$0.00
0%
Total Annual Income
—
$151,200.00
100%

Monthly Necessary Spending

Drag categories to reorder • Click names to edit • Use × to remove

$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
$0.00
0%
Total Expenses
$0.00
$0.00
0%
Free Cash Flow
$12,600.00
$151,200.00
100%
Save %
$2,520.00
$30,240.00
20%
Fun Money
$10,080.00
$120,960.00
80%

Emergency Fund Targets

3-Month Fund $0.00
6-Month Fund $0.00
12-Month Fund $0.00

Financial Independence

4% Rule (25× Annual Expenses)

FI Target Amount $0.00
Years to FI —
Monthly Required $0.00

Income Forecast

Growth Rate: % annually
2026 $155,736.00
2027 $160,408.08
2028 $165,220.32
2029 $170,176.93
2030 $175,282.24

Budget Health Check

Income covers all expenses and savings
Excellent savings rate (20%+)
Housing costs are 0% of income (ideal: <30%)

Quick Stats

Monthly Free Cash $10,080.00
Savings Rate 20%
Emergency Fund (3 mo) $0.00
Expense Ratio 0%
FI Target Amount $0.00
Keyboard Shortcuts:
Ctrl+S: Save • Ctrl+O: Load • Ctrl+N: Add Category

Need a Simpler Tool?

If this advanced planner feels overwhelming, check out our other user-friendly budgeting tools.

50/30/20 Calculator

Simple budget rule for beginners

Standard Planner

Comprehensive but user-friendly

All Tools

Browse our complete collection