Last Updated: December 3, 2025
⚠️ Important Financial Disclaimer
The calculators and tools provided on Easy Budget Planners are for informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.
Acceptance of Terms
By accessing and using Easy Budget Planners (easybudgetplanners.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
Use of Calculators and Tools
Our financial calculators and tools are provided free of charge for personal, non-commercial use. You agree to use them responsibly and understand that:
- Results are estimates based on the information you provide
- Actual financial outcomes may vary significantly
- Our tools use simplified models and assumptions
- Market conditions, tax laws, and other factors change over time
- Results should not be the sole basis for financial decisions
No Professional Advice
Easy Budget Planners is not a financial advisor, tax professional, investment advisor, or legal counsel. The information and tools provided:
- Do not constitute professional financial advice
- Should not replace consultation with qualified professionals
- Are not tailored to your individual circumstances
- May not account for all relevant factors in your situation
Accuracy of Information
While we strive to provide accurate calculations, we make no warranties or representations regarding:
- The accuracy, completeness, or reliability of any calculations
- The suitability of results for any particular purpose
- The timeliness of information or calculations
You are responsible for verifying any calculations and their applicability to your situation.
Limitation of Liability
To the fullest extent permitted by law, Easy Budget Planners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use of or inability to use our tools
- Any errors or omissions in calculations
- Any decisions made based on our tools
- Any financial losses or damages
Intellectual Property
All content on Easy Budget Planners, including text, graphics, logos, and software, is our property and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our permission.
Third-Party Services
Our website uses third-party services including Google Analytics and Google AdSense. Your use of these services is subject to their respective terms and privacy policies.
Modifications
We reserve the right to modify these Terms of Use at any time. Continued use of the website after changes constitutes acceptance of the new terms.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to conflicts of law principles.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.
Contact
For questions about these Terms of Use, please visit our About page.